401k participant-directed brokerage accounts: 401k directed accounts

401k participant-directed brokerage accounts equals unparalleled choice.

You can provide each of your employees who chooses to participate in the 401k plan with a personal, participant-directed brokerage account through such firms as Charles Schwab, Cigna Financial or Fidelity Investments.

With individual participant-(or "self") directed brokerage accounts, each employee PERSONALLY directs the investment of contributions made in his or her 401k account among the brokerage's population of NO TRANSACTION FEE mutual funds, or commissionable stocks and bonds. The employee who selects 401k participant-directed brokerage accounts is responsible for the annual account fees(if any) plus all stock or bond transaction fees. All fees are deducted from the participant's 401k account by the brokerage.

Your employees have access to investments from multiple foundries, not just investments of the brokerage company (for example, with a Charles Schwab account your employees have access to many hundreds no-load mutual funds in addition to Schwab's proprietary family of funds.)

Your company saves money by sponsoring a do-it-yourself 401(k) Easy plan; your employees enjoy investment flexibility not even found in most of today's highest-priced 401k plans.

401k Participant-directed brokerage accounts are especially well-suited to internet-savvy, investment-savvy participants.

Your company pays no more for using participant-directed brokerage accounts with 401(k) Easy than for using a family of no-load mutual fund investments.

VIEW INFORMATION ON PARTICIPANT-DIRECTED BROKERAGE ACCOUNTS

Select 401k participant-directed brokerage accounts OR participant-directed brokerage accounts PLUS a no-load family of mutual funds.

401k Participant-directed brokerage accounts offer the investor an enormous array of choices, but some employees may be intimidated by what they see as too many investments to choose from. If the majority of your employees would be uncomfortable with to many investment options, selecting a single family of mutual funds for your plan will likely be a more popular choice. But if SOME of your employees would prefer participant-directed brokerage accounts...

Your company can offer BOTH participant-directed brokerage accounts AND a family of no-load mutual funds -- for no extra charge!

Each employee then has the option of opening an participant-directed brokerage account or investing in the no-load mutual funds.

401k Participant-Directed Discount Brokerage Account

401k participant-directed brokerage accounts equals unparalleled choice.

Select 401k participant-directed brokerage accounts OR participant-directed brokerage accounts PLUS a no-load family of mutual funds.